Membership Eligibility

Hello, I am the Internal Auditor for a state chartered credit union in Los Angeles California. We are in the process of reviewing and updating the procedures for our Member Identification Program and have encountered a few stumbling blocks. There is some debate over the documentation requirements for new membership eligibility. We do not ask for proof of eligibility, nor do we document the details, when our members join the credit union (even if they qualify through school or their place of worship). Does your credit union document the source of eligibility for membership? Where, if at all, does your credit union document the information (i.e. name and address) of the church/school used to qualify an individual for membership? I mention MIP because we ask for this information on our Membership Identification Questionnaire (as part of the risk rating), and management is not entirely convinced it is necessary in either circumstance. I would greatly appreciate some feedback on this. Deonna Grimes First City Credit Union