Real Estate Loans

 Hello! I have a question on Real Estate Loans. Can you guide me please or send me to someone who I can ask.1.       If a loan is closed at a title company, but the member did not date the documents while they were signing the disclosures, is this a mistake that we learn (and talk to Title Company) or is there some type of remedy. To my understanding, the date is part of the signature. 2.       The HE documents are received through e-mail the vast majority of the time. Some members do not date the application nor the Notice Concerning Extensions of Credit.  Is e-mail enough proof to indicate when the clock starts ticking for the 12 days. The applications are not looked at within 48 hours for the most part. Therefore, moving them into our RE data processor would not help with establishing the 12 days. Thank you. Beronica.Noriega@R1CU.Org