Reg CC changes

With the upcoming Reg CC changes, how are you notifying your existing membership of the funds availability change?  We will be changing our brochure to include the disclosure changes, but did not want to resend new disclosures to entire membership.  One staff member has suggested statement message, but according to what I have read, we need to have a seperate disclosure.  I believe it could be placed in with the statement for mailing, but should be a seperate page. Thanks,Dawn McMahon, CUCE, CIAInternal AuditorVeridian Credit Union